About your business

This information appears on your diagnostic reports and information memorandum.

Contact & identity

Your full name

Business / trading name

Your role

Primary location

Business profile

Industry sector

Year established

Number of employees

Entities in group?Include all trading entities, trusts, and holding companies that form part of the consolidated group.

Business description — what does the business do and who does it serve?

Key competitive differentiator

Capital objective

Primary capital objective?The main reason you're seeking capital. Drives weightings and commentary across all diagnostic modules.

Capital required ($)?The amount of new capital you need to raise or borrow. Used to size capacity and assess feasibility across modules.

Preferred capital structure?How you want the capital structured. Mezzanine = subordinated debt sitting behind senior lenders, typically at 12–16% interest rates.

Financial data

Enter actuals for FY2023–FY2025. Use the projected column for the current year in progress. All values in AUD.

📅 Australian FY convention: FY2025 = 1 July 2024 – 30 June 2025. Enter signed financials or management accounts for completed years. Use the projected column for FY2026 YTD or full-year forecast.

Revenue trend

Enter data below

Normalised EBITDA trend

Enter data below

P&L statement

Metric

Balance sheet

Metric

Working capital analysis

Metric

Earnings KPIs

Metric

Credit ratios

Metric

Business quality signals

These inputs drive scoring across all diagnostic modules. Be honest — the output is only as good as the inputs.

Revenue quality

Recurring revenue (%)?Revenue from subscriptions, retainers, or auto-renewing arrangements that recurs without re-selling. Distinct from one-off contracted work — that is captured separately under contracted revenue horizon.

25%

Top 3 customer concentration (%)?% of total revenue from your 3 largest customers. Above 40% is considered high risk by lenders and buyers — it signals revenue fragility.

35%

Contracted revenue horizon?How far forward is revenue locked in under signed contracts, confirmed orders, or binding supply agreements? This measures contractual commitment, not pipeline visibility — a manufacturer with 18-month order books scores well here regardless of recurring revenue %. Locked-in revenue under signed contracts or binding orders.

Management & operations

Strategic dependency on owner (1 = very low, 5 = critical)?How dependent is the business on the owner for strategic direction, key client relationships, or growth decisions? Operational management depth is assessed separately in the diagnostic — this measures strategic dependency only.

Medium

Management reporting quality Financial reporting management receives monthly.

Governance & documentation

How were your most recent financial statements prepared? Select the highest standard that applies to the latest financial statements.

Ownership structure documented Share registers, trust deeds, and ASIC records current and accurate.

Key contracts formalised Customer, supplier, and employee contracts in writing.

ATO obligations current?This is one of the first questions any lender asks. Outstanding PAYG, superannuation, or GST debts are a deal blocker — they take priority over other creditors and cannot be refinanced away. Outstanding ATO debts are a lender priority creditor question — check with your accountant if unsure.

Key business insurance current?Most lenders require evidence of current public liability and professional indemnity insurance before settlement. Key person insurance is also frequently requested where the business is owner-led. Public liability, professional indemnity, and key person insurance where applicable.

Business structure

Top 3 supplier concentration?Dependence on a small number of suppliers signals value chain fragility — a key supplier loss can disrupt delivery or compress margins. Lenders and buyers price this risk separately from customer concentration. Estimated share of total annual purchases from top 3 suppliers.

Revenue stream diversification?A business with multiple distinct revenue streams or service lines is less fragile than one dependent on a single product or service — regardless of how recurring that revenue is. Count distinct service lines or product categories, not customer segments.

Competitive moat?How defensible is the business against competitors? Consider proprietary technology, brand strength, regulatory barriers, switching costs, or network effects. How a capital provider assesses defensibility and pricing power.

Transaction context

Optional — enriches AI commentary across all modules. Skip fields that aren't relevant.

Growth strategy optional

Organic growth initiatives

Market tailwinds

Acquisition / consolidation opportunities

Management & IP optional

Management team

Technology & IP

Transaction details optional

Transaction type

Indicative EV / valuation guidance ($)

Use of proceeds / rationale

Ideal buyer / investor profile

✓

Profile complete

Your financial data and business profile have been saved. The Assessment modules are pre-filled and ready to run.

Choose your next step

You're here ✓

Capital Snapshot

Your profile and live readiness view.

Free

Business profile & financials
Live readiness score
5 dimension indicators
Severity-grouped flags
Results saved for re-run